Credit Information required for your Loan /Lease submittal

The information below will enable our staff provide you with a timely answer to your credit application.

  • If the transaction is under $75,000 please send a copy of your company’s previous years¬†financial statements and federal tax return (all pages required)
  • If the transaction is over $75,000 please send a copy of your company’s past two years of financial statements and federal tax return (all pages required)
  • If the loan/lease is to an individual, please send a copy of the past two years of personal federal tax returns (all pages required)
  • Name, address and phone number of your primary bank or if you would prefer you may send the last two months of bank statements (this will speed up your approval)
  • Name, address’s and phone number of any banks or leasing companies where you currently have an open loan or lease
  • Name, address and phone number of two suppliers or trade references

For Carnivals, Amusement Parks and Family Entertainment Centers we request a list of equipment including age and make of the equipment; and for a carnivals we request a current route sheet.

Beverage Distributors please provide your marketing area and the brands you distribute.

Short line Railroads should provide a list of your rolling stock, the Railroads you interchange with and any affiliated Short line Railroads.

Helpful Resource: https://homeia.com/debt-income-ratio-need-know-buying-house-property/